Open Calculator โ†’
๐Ÿ”’ Legal

Privacy Policy

Last updated: March 2025

Short version: We collect no personal data. Your financial numbers never leave your device. No account, no email, no tracking of individual users.

1. Calculator data

None collected. Every calculation in the RetireWise calculator happens entirely in your browser (client-side JavaScript). Your NPS balance, EPF amount, age, income โ€” none of it is ever transmitted to any server. It exists only in your browser's memory and is discarded when you close the tab.

2. Contact form

If you submit our contact form, we collect your name, email address, and message. This is used only to respond to your query and is never shared with third parties.

3. Cookies and storage

We use one localStorage key (rw_tour_done) to remember whether you have completed the calculator tour. This stores only "1" โ€” no personal information. Clear it anytime by clearing your browser data.

4. Analytics

We use Google Analytics 4 for anonymous, aggregated traffic data โ€” how many visitors, which pages are popular, what country. We do not track individual users. Opt out via your browser privacy settings or uBlock Origin.

5. Advertising (Google AdSense)

We display Google AdSense advertisements on some pages. Google AdSense may use cookies to serve ads based on prior browsing. Opt out at google.com/settings/ads. The calculator page itself has no advertisements.

6. Affiliate links

Some articles contain affiliate links to financial products. If you click these and sign up, we may receive a commission โ€” at no cost to you. All affiliate links are disclosed. We only recommend products we believe are genuinely useful.

7. Third-party services

8. Contact

Questions? Contact us here โ†’