Already retired mode Accumulation phase skipped. Withdrawal projections start from your current corpus immediately. SIP and contribution fields are hidden.
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Withdrawal Strategy ℹ
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Monthly Income
Year 1
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After all taxes
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Annual Gross
Year 1
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Before tax
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Balance / Duration
Year 1
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Portfolio Projection
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📈 Growing — your return exceeds withdrawals + inflation
📊 Portfolio at Retirement
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🧾 Tax BreakdownEff. 0%
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All Strategies — Monthly Income After Tax
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⚠ RetireWise provides educational projections — not financial advice. Tax includes 4% Health & Education Cess and applicable surcharge (10% for income >50L, 15% for >1Cr). Taxable income from NPS annuity and FD is combined before slab is applied. LTCG on Mutual Funds taxed at flat 12.5% separately. NPS modelled as a drawdown account — actual NPS requires 40% mandatory annuity. Consult a SEBI-registered advisor (RIA) before making decisions.